Bank card price change to the new landing bank card rates and then explore the market low – Sohu Fin www.youjizz.com/

Bank card price change rate on the floor of the new deal bank card market low – Sohu financing since September 6th, the national development and Reform Commission, the people’s Bank of Chinese jointly issued the "on improving the notice" credit card fee pricing mechanism of bank cards to start execution, which means that the bank card fees once again to make a comprehensive adjustment of price changes, new official landing. Need to be reminded that the bank card swipe fee is not charged to the cardholder, the fee is the cost of settlement between the merchant and the receiving agency for its services. Merchants to provide a single service institutions in accordance with the agreement between each other to pay credit card fees, issuing bank, union government to collect fees by the government agencies and network services. The fee is the cost of the merchant, lower prices means lower merchant costs. For a new bank card fee price change, the parties have given a positive response. Bank card rates on the main market low price reform to promote market-oriented reform and lower fees burden oriented in the bank card price change after the implementation of the new deal, the national development and Reform Commission spokesman on September 14th in the regular monthly press conference, will improve the bank card credit card fee pricing mechanism to respond. In order to further reduce business operating costs, expanding consumption, promoting China’s sustained and healthy development of bank card industry, in March this year, the national development and Reform Commission, the people’s Bank of China issued a notice to improve the pricing mechanism of bank card credit card fees, greatly reduce the catering businesses rate level, is expected to reduce annual business expenditure of about 7 billion 400 million yuan. The adjusted policy was implemented on schedule in September 6th. The policy adjustments to promote market-oriented reform and drop fee burden as the guidance, the main content includes: acquiring the service fee by the government guidance to the implementation of market regulated prices; issuing bank service charges, network service fee by the government to government guidance pricing, limit management, cancel the household classification, distinguish between debit and credit lower limit card rate level respectively, and adjust the single transaction fee cap control measures to implement preferential rates measures some businesses. The credit card fee policy adjustments, mainly to reduce the operating costs of businesses, does not involve the cardholder fees. After the implementation of competition more fully acquiring link service fees regulated by the market, is conducive to play the role of market mechanism, to maintain a reasonable level of stability rate, promote the acquiring institution innovation service mode, improve the service quality of catering businesses; issuing bank service charges, service fee rate is reduced by about 50% in total, department stores and other industries businesses can be reduced by about 20%; the supermarket and other businesses will through the introduction of preferential measures to maintain the issuing bank service charges, in the reform in the transition period of the network service fee rate is generally stable. The above policy, reduce business costs, improve the business operating environment, stimulating consumption, and to expand the coverage of bank card transactions and transaction scale, promote circulation and healthy development of bank card industry play a positive role. The bank card pricing mechanism to improve the pricing mechanism of strong policy, adjust the content, involving a wide range of. In order to ensure the smooth implementation of the policy, the national development and Reform Commission, the people’s Bank of Chinese careful arrangements, each operations division, according to the plan, completed the transformation of the system test.相关的主题文章: